Thursday, June 2, 2016

Credit Cards - Best Practices for Recent Grads

..Students interested in using their new credit card to make an online purchase from their desktop or mobile device should exercise caution before sharing personal information. The rise of e-commerce channels coupled with college students’ increasing dependence on technology could begin to blur the lines between transactional and social interactions – creating a false sense of security when shopping in virtual marketplaces
Don’t bite off more than you can chew
From waiving application fees to offering special interest rates, companies often bend over backwards to ensure they are the number one choice for new credit card owners. But as enticing credit card offers begin to flood their inboxes, recent college graduates may be tempted to establish more than one line of credit. In fact, the average consumer holds roughly 2.24 credit cards, according to Experian. Read more here

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